I wanted to write a post on saving money for us average everyday Canadians. But I didn’t want to regurgitate the same old ‘shop the flyers’ article or stop eating avacodo toast or whatever the young folks spend their money on these days. So I looked around our family’s lifestyle and found some less common things that we do in order to save money on an ongoing basis. So without further ado, here they are in no particular order.

There’s a lot of confusion around the terms financial planners and financial advisors. Who does what? How do they get paid? Do they do investment advice? Help you with budgeting? Something else? In years past, financial planners and/or advisors were often sales reps in the financial sector, generally offering the sale of investment products. Many of them offered additional services such as budgeting and investment planning to increase their value. But still, confusing reigned.